Healthcare and life insurance are two of the most misunderstood aspects of federal retirement.
FEHB is often the most valuable benefit a federal employee retains into retirement. Advisors must understand eligibility requirements, coordination with Medicare, and how FEHB fits into long term healthcare planning.
FEGLI decisions at retirement are equally critical. Reduction choices, post retirement costs, and alternative insurance strategies can significantly affect cash flow and survivor planning.
Advisors who prioritize comprehensive Federal Pension Training to treat FEHB and FEGLI as integral parts of the retirement plan deliver better outcomes and build deeper trust.