Terms and Conditions

Effective Date: 1/1/25

Last Updated: 2/6/25

Welcome to FederalPensionTraining.com (“Website”). By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

1. General Legal Compliance

1.1 Privacy Laws (GDPR, CCPA, COPPA)

  • We collect, store, and process personal data in compliance with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and Children’s Online Privacy Protection Act (COPPA).
  • We obtain explicit user consent before collecting personal data and provide options for data access, modification, and deletion.

1.2 Accessibility Compliance (ADA, WCAG 2.1)

  • We aim to comply with the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG 2.1 Level AA) to ensure our website is accessible to all users.
  • We implement features such as screen reader compatibility, keyboard navigation, and alternative text for images.

1.3 E-Commerce Regulations (if applicable)

  • We display clear pricing, shipping, and refund policies for any purchases made through our website.
  • Payment processing is secure and PCI DSS compliant.

1.4 Intellectual Property

  • All content on this website, including text, images, and videos, is either owned by us or used under license. Unauthorized use of our materials is strictly prohibited
  • Third-party resources are properly credited where applicable.

2. Industry-Specific Compliance

2.1 Data Security

  • We implement SSL/TLS encryption to secure all transactions and protect user data.
  • If applicable, we comply with the Gramm-Leach-Bliley Act (GLBA) and HIPAA for handling sensitive financial and health-related information.

3. Website-Specific Requirements

3.1 Terms of Use & Privacy Policy

  • Our Terms of Use and Privacy Policy outline how we collect, use, and protect your data. By using our website, you agree to these terms

3.2 Contact Information

3.3 Cookies and Tracking

  • We use cookies and tracking technologies to enhance user experience. By using our website, you consent to the use of cookies.
  • A cookie consent banner is provided, allowing users to manage their preferences.

4. Security Standards

4.1 Technical Security

  • Our website follows industry-standard security practices, including:
✅  HTTPS encryption for secure browsing.
✅ Regular software updates, firewalls, and malware protection.
✅ Periodic security audits and penetration testing to safeguard against vulnerabilities.

4.2 Payment Processing (Stripe Integration)

  • We use Stripe as our payment processor. All transactions are secured and processed in compliance with PCI DSS (Payment Card Industry Data Security Standard)
  • Stripe handles payment data encryption, fraud detection, and security compliance on our behalf. We do not store or process credit card details directly on our servers.
  • By making a purchase, you agree to Stripe’s Terms of Service ([Stripe’s website link]) in addition to our own.

5. Disclaimers & Limitations of Liability

  • We do not guarantee uninterrupted or error-free service and are not responsible for any direct or indirect damages resulting from website use.
  • All educational materials provided are for informational purposes only and do not constitute financial, legal, or tax advice. Always consult a qualified financial professional before making decisions based on our training.

6. Changes to Terms & Conditions

  • We reserve the right to update these Terms and Conditions at any time. The latest version will always be available on our website.
  • Continued use of our website after changes are posted constitutes acceptance of the updated terms.

7. Governing Law

  • “These terms are governed by the laws of the United States and the state of Ohio, without regard to conflict of law principles.”

By using FederalPensionTraining.com, you agree to these Terms and Conditions. If you have anyquestions, feel free to reach out to us.

Thank you for trusting us with your federal pension education! 🚀

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